Bankruptcy lawyer in Orange, CA

The Law Offices of Sean S. Vahdat and Associates APLC and its affiliated attorneys are a debt relief agency and provide Chapter 7 bankruptcy services to consumers, as defined under federal law. 

Let an expert bankruptcy lawyer in Orange, CA guide you through this complicated and dangerous process to help protect your assets and get a fresh start so you can walk away from bankruptcy with all the rights that the law affords you.

We will be with you every step of the way.

What everyone must know before filling bankruptcy

It’s Easy to Get Started

A bankruptcy attorney explains how easy it is to get started on your fresh start. Click on the “Free Qualifying” icon at the top and you’ll be taken to a 10-minute worksheet. Once you complete it submit it to our attorneys for a free qualifying evaluation, and we will contact you right away. There’s no obligation, just free information that will help you get a fresh financial start in life. If you qualify, we’ll make an appointment to meet with a bankruptcy attorney in our Irvine office. No more sleepless nights, and harassing collection calls. Just a new beginning!

Meet Our Legal Team

Our Legal Staff, attorneys, and paralegals, are some of the most experienced you will find.  Sean Vahdat graduated first in his class at law school and leads the team in Chapter 7 bankruptcy representation.  He is friendly and outgoing, and a dedicated advocate for our debtor clients for bankruptcy, bankruptcy Orange, CA, Irvine Bankruptcy Lawyer, bankruptcy Mission Viejo, bankruptcy south Orange, CA.
Important Things to Know Before Filing Bankruptcy
Our Orange Bankruptcy Attorneys will explain what you MUST know before filing bankruptcy. Please Continue reading our FAQ Page for more information regarding Bankruptcy.

What is bankruptcy?

Bankruptcy is a legal process that allows individuals or businesses who have become overwhelmed with debt to either partially or fully reduce their debt burden. The purpose of bankruptcy law is to provide relief for those facing crippling debt, allowing them to make a fresh start financially. Depending on one’s unique situation, there are several different types of bankruptcy available.

Why Do I Need an Orange Bankruptcy Lawyer

Bankruptcy law is a complex and ever-changing area of the law. It can be difficult to know exactly what your rights are and how to protect yourself if you find yourself in financial trouble. This blog post will explain the basics of bankruptcy law and why you need an Orange bankruptcy lawyer to help you navigate the process.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy involves selling off some of one’s assets in order to pay back creditors, but it also eliminates most unsecured debts such as credit cards and medical bills. Chapter 7 bankruptcies take about 4-6 months from start to finish, so it is important for anyone considering this option to understand that it may not offer immediate relief from creditors.

Chapter 11 Bankruptcy

Chapter 11 bankruptcies are used by businesses when they want to restructure their debts without having to close down operations entirely. In this type of bankruptcy, a court-appointed trustee takes over operations while the business owner(s) come up with a repayment plan acceptable to their creditors. It can take anywhere from 6 months up to several years for a Chapter 11 case to be resolved depending on its complexity.

Chapter 13 Bankruptcy

Chapter 13 bankruptcies are used by individuals who do not qualify for Chapter 7 or who have assets that they would like to keep that cannot be protected in a Chapter 7 case (such as a home or car). This type of bankruptcy involves filing a repayment plan with the court in which payments are made over 3-5 years until all debts are paid off in full (or at least partially). Unlike Chapter 7 cases, these payments must be made through the court, so it’s important for those considering this option to have adequate income and resources available throughout the duration of their repayment plan.

Foreclosure Defense

At Law Offices of Sean S. Vahdat & Associates in Orange, CA, we understand the emotional and financial burden associated with foreclosure defense. That’s why we strive to provide top-notch legal services for anyone facing foreclosure. With years of experience in bankruptcy law, our knowledgeable and experienced bankruptcy lawyer can help you navigate through this stressful time and make well-informed decisions about your current financial situation. Our team is committed to serving our clients with the utmost professionalism, integrity, and dedication to get them through their bankruptcy proceedings successfully. Contact Law Offices of Sean S Vahdat & Associates now if you are dealing with foreclosure defense in Orange, CA.

Stop Eviction – Eviction Defense

With housing affordability at an all-time low and no end in sight, more and more families are facing eviction. Law Offices of Sean S Vahdat & Associates stands firmly behind tenants facing eviction as part of their tenant defense services. Not only do they provide legal representation to defend against the eviction, but they also work with clients to understand their options in filing for bankruptcy. Their team is composed of experienced bankruptcy lawyers who are dedicated to helping their clients stop eviction proceedings through creative solutions outside the court system. With Law Offices of Sean S Vahdat & Associates on your side, you have the ability to fight for your family’s right to secure and safe housing.

How Do I Stop a Bank Levey?

Are you dealing with debt collectors? If so, you may be facing aggressive tactics like a bank levy or wage garnishment. You need to know your rights when it comes to debt collection and understand how best to dispute the debt that is owed. Here are some tips on how to stop a bank levy and other collection tactics.

Stop Wage Garnishment

If you receive notice of wage garnishment, you should immediately contact the creditor who has initiated it. You may be able to negotiate a different payment plan with them or work out an agreement where they will stop the garnishment. Be sure to get any agreements in writing, and make sure you keep up with your payments as agreed upon.

Stop Auto Repossession

If you have received notification of an impending auto repossession, there are steps you can take. First, make sure that your car loan servicer is properly registered with the state; if not, then the repossession cannot legally occur. You should also try contacting the lender directly in order to come up with an alternative repayment plan before any repossession takes place.

Stop Creditor Lawsuits

If you have been sued by a creditor, then it is important that you respond within 30 days of receiving notice of the lawsuit. This will give you time to dispute any inaccurate information in the lawsuit or negotiate a settlement with the creditor if necessary. It may also be beneficial for you to speak with an attorney about your options for responding to the lawsuit and disputing any inaccuracies in court documents.

Judgment Liens

A judgment lien is when a court orders that certain property be used by creditors as collateral for unpaid debts owed by the debtor. If this happens then it is important that you remain compliant with all payments due under those terms; otherwise, creditors may be able to seize those assets without warning or legal recourse against them. Make sure that all payments are made on time and as agreed upon in order for these liens not to become active against your property or assets.